Job Description

For more than 80 years, Western Mutual Insurance Group has provided reliable protection to homeowners throughout the Southwestern United States. Rated A (Excellent) by A.M. Best and consistently recognized among Ward’s Top 50 Property-Casualty Insurers, we are a financially strong and service-focused organization committed to disciplined underwriting and long-term success.

We are seeking an experienced Homeowners Insurance Underwriter to evaluate and manage new and renewal business in accordance with company guidelines while exercising sound underwriting judgment.

Key Responsibilities

• Evaluate and underwrite new homeowners insurance applications to ensure compliance with underwriting standards.
• Review renewal policies to assess continued eligibility, changes in exposure, and overall account profitability.
• Partner with internal agents to provide underwriting guidance, feedback, and education on company standards.
• Apply independent judgment to balance risk selection, retention, and profitability objectives.
• Maintain current knowledge of regulatory and coverage variations across AZ, CA, ID, NV, UT, and TX.
• Document underwriting decisions clearly and accurately within automated systems.

Qualifications

• Minimum 2 years of direct homeowners/property underwriting experience (P&C background preferred).
• Strong analytical and risk assessment skills.
• Effective written and verbal communication skills.
• Knowledge of multi-state regulatory requirements.
• Proficiency with underwriting platforms and office software.
• Detail-oriented with strong organizational skills and professional judgment.

What We Offer

• Competitive base salary with performance-based bonus opportunity.
• Profit sharing and 401(k) plan.
• Comprehensive benefits including medical, dental, life insurance, LTD, paid time off, and holidays.
• Tuition reimbursement and professional development opportunities.
• Stable, team-oriented environment with a legacy of excellence.

Please submit your resume and salary requirement for consideration.

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